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What is the FR44 filing?
The FR44 filing was created to make sure that a driver convicted of a DUI carries liability limits of 100/300/50. The state of Florida requires people convicted of a DUI to carry higher bodily injury and property damage limits to protect the public in the event they hurt someone in an automobile accident. The FR44 filing is electronically submitted to the state of Florida after the policy is written to certify the driver has the higher coverage limits.
How long do I need to carry FR44 insurance?
In most cases the FR44 is required for a period of three years from the time you are convicted of a DUI. After you are convicted , you will be notified by the state of Florida with the exact date that the three year period will start. You can contact the Florida DMV to get the exact date your FR44 is no longer required.
How much does FR44 insurance cost in Florida?
Insurance prices are determined by many different factors including age, sex, location, driving record, and claims history. Prices vary drastically from person to person so it is hard to determine a price without requesting a quote. FR44 insurance can cost more than SR22 insurance because the required liability coverage limits are higher in the state of Florida.
Can I get FR44 insurance if I do not own a vehicle?
Yes, in most cases if you do not own a vehicle you can purchase non-owner FR44 insurance.
Can I make monthly payments on my FR44 insurance?
No, unfortunately the state of Florida requires all new FR44 policies to be paid in full for six months at a time. In some cases you can make monthly payments on your FR44 policy at renewal.
Can I get a FR44 on a commercial auto insurance policy?
Yes, we are now able to offer FR44 insurance on commercial vehicles throughout the state of Florida.