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Northside Insurance Agency Inc. Blog

View the latest blog posts from Northside Insurance Agency Inc..

   Florida Hurricane Deductibles Hurricane deductibles are percentage or dollar deductibles that are higher than for other causes of loss. They are calculated as a percentage of the dollar amount of coverage on the dwelling or as a flat dollar amount like a standard deductible. READ MORE >>

    Workers’ compensation coverage pays for medical care and physical rehabilitation of employees injured at work and helps to replace lost wages while they are unable to work. Additionally, this coverage protects an employer from being sued by an injured worker in most cases. READ MORE >>

  Tampa, Fla. - Get ready for your auto insurance rate to spike. The teen car theft “epidemic” brought to light recently by Pinellas County Sheriff Bob Gualtieri is impacting all of us in another way: our wallets.  READ MORE >>

  Floridians are driving more and getting into a lot more accidents, and they're paying the price with rising car insurance rates that are already among the nation's highest. Premiums have risen 14 percent statewide since Jan. READ MORE >>

  In Florida, insurance companies are required to provide homeowners insurance coverage that includes damage from “catastrophic ground cover collapse.”  They are also required to offer sinkhole damage coverage as an option, and it generally appears in a rider that comes at an additional cost. READ MORE >>

Professional Liability Even with the best employees and the best risk management practices in place, mistakes can happen.Companies performing professional services for others either under contract or for a fee can be sued by their clients. Grounded or not, any claim has the potential to take time and money to defend. READ MORE >>

Umbrella insurance can provide an extra level of security for your family when medical, legal, and property damages extend beyond what your home and auto policies cover. It kicks in at higher dollar levels and also extends to special situations involving pets, lawsuits, and foreign travel. READ MORE >>

Why you NEED Cyber Insurance More than one billion records have been exposed as a result of data breaches to commercial businesses in the past year. The cost of a data breach can run companies anywhere from several hundred thousand to many millions of dollars. Are your clients fully covered for this exposure? READ MORE >>

What is Workers Compensation? Workers' Compensation is insurance coverage purchased by the employer/business that provides benefits for job-related employee injuries. Florida law requires all employers to purchase workers' compensation coverage (with a few exceptions). READ MORE >>

The differences between an FR-44 and an SR-22 The FR-44 is another proof of financial responsibility form, similar to the SR-22, that's used only in Florida and Virginia. Unlike the SR-22, which only requires that drivers meet the minimum amount of car insurance required by their state, READ MORE >>

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Northside Insurance Agency, Inc.
14009 N. Dale Mabry Hwy, Tampa, FL 33618
Call: 813.960.5225 Call: 800.952.5221

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